01
Reduce debt
We negotiate directly with your commercial creditors under signed authority and help you get on top of outstanding obligations. Where tax advice is needed, this is handled separately through our partner.
Pre-Insolvency Advisory
Early Action, Better Outcomes.
Protect your business and personal assets from ATO debt, cash flow pressure and financial distress before it becomes a crisis.
Australian Financial Advisory is a pre-insolvency advisory firm. We work for you, the business owner, not the creditors. We assess your full financial position, explore every alternative before formal insolvency, and give you a clear written report on the options available to you.
We provide assessment and advisory services and written reports. Where specialist execution is required, we refer you to appropriately licensed practitioners within our network.
Offices
Gold Coast
Brisbane
Sydney
Hours
Monday to Friday
8:30 to 5:30
Our services
How we can help
02
Restructure your business
Explore every option before formal insolvency and protect your company record and your future.
03
Wind down safely
When closure is the right decision, we help make sure your personal assets and company record are protected.
We can also provide a clear cash flow projection, showing where your funds are tracking over the months ahead, so you know how much time you have to act.
Why early advice is your most powerful tool
Early action keeps your options open. A formal insolvency appointment stays on the company record permanently, so we exhaust every negotiation and restructuring pathway first. Most importantly, once a Director Penalty Notice is issued the protection of the corporate structure is removed and you can become personally liable for unpaid PAYG withholding and superannuation.
Director Penalty Notices
Are you at risk of a Director Penalty Notice?
The ATO is issuing Director Penalty Notices aggressively, even for debts in the tens of thousands. A DPN can make you personally liable, which can put personal assets, including the family home, at risk. Acting early lets you understand your exposure and the options while you still have them, rather than waiting for the letter to arrive.
The process
How it works
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1
Discovery call
Tell us your situation with no obligation. We give you an honest first read on your options.
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2
Financial review
We assess your full position, your ATO exposure, creditor obligations and every available pathway.
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3
Written report
You receive a clear written report with recommended next steps.
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4
Implement and support
We support you through the next steps and coordinate referrals to licensed specialists where formal execution is required.
What you receive
A full, comprehensive review of your financial position and a written advisory report setting out the options that may be available to you.
Initial Advisory Report
$3,300
Fixed fee, including GST
Why business owners choose us
- We work for you, not the creditors.
- Every alternative is explored before formal insolvency.
- We help you protect your company record.
- We move fast when personal liability is at risk.
- Professional, confidential and focused on giving you a clear path forward.
Book a confidential, no obligation review.
Speak with our advisory team about your position and the options available to you.